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Proudly serving the Chambersburg, PA, community and surrounding areas for over 25 years, we’ve been your trusted State Farm Insurance Agent in Chambersburg since 2000. Our local office provides Auto, Home, Life, Renters, Motorcycle, Boat, and Business Insurance, helping individuals and families protect what matters most. Whether you’re comparing auto insurance quotes, reviewing your home coverage, or preparing for your family’s future with life insurance, our team is here to guide you every step of the way.

I began my State Farm career in 1994 in York, PA, gaining valuable experience helping people recover from the unexpected. That background shapes how I serve our community today—making sure each customer has the right protection for their unique needs. My goal is to deliver dependable, personalized insurance support with genuine care.

My wife, Annette, and I moved to Chambersburg after getting married in 1994. It’s been a privilege to raise our three children—Kaitlyn, Karsen, and Kade—in this wonderful community. I’m passionate about giving back through youth sports and local volunteer organizations like the Exchange Club. Community and connection are at the heart of everything I do as your local State Farm Agent.

Before joining State Farm, I attended MidAmerica Nazarene College, where I played four years of college basketball. The teamwork, discipline, and integrity I learned on the court influence how I lead my agency today—focused on helping people protect their goals and families.

Our English- and Spanish-speaking team proudly serves Chambersburg, Fayetteville, Waynesboro, Greencastle, and the surrounding areas. We take the time to understand your situation, ensuring your auto, home, and life insurance plans fit your lifestyle and budget.

Fall in Chambersburg brings crisp air, colorful leaves, and a great reminder to review your insurance coverage before winter. Whether you’re preparing your home for colder weather, reviewing your car insurance policy, or exploring life insurance options for your family, our office can help make sure you’re protected for the season ahead.

Outside the office, I enjoy spending time on the golf course, traveling, and cheering on my favorite sports teams. I’m passionate about family, community, and helping people find the confidence that comes with having the right coverage.

Stop by our office, call, or send us a message today. We’re ready to help you enjoy this fall and throughout the year.

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Connect with Tracy for insurance guidance in Chambersburg.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. In Chambersburg, you can count on Tracy for personalized service.

Q: What are the insurance requirements on a leased car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Tracy serves Chambersburg, PA and is happy to help with your insurance needs.

Q: Is homeowners insurance required?

A: Homeowners insurance requirements may vary by your state and situation. If you have home financing, your lender will likely require coverage, and many homeowners choose it for added protection. Tracy is here to help your Chambersburg household feel covered.

Q: How does a life insurance policy actually function?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Looking for coverage? Talk with Tracy about your options in Chambersburg.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Tracy is proud to serve the Chambersburg community.